How much does maternity insurance reimburse
Release time : 10/28/2025 09:30:02
Maternity insurance is a kind of welfare treatment in my country and is also the basic right of female employees.
Maternity insurance reimbursement is generally paid in the form of maternity allowance.
How much will maternity insurance reimburse? I believe it is an issue of general concern to everyone.
Maternity insurance reimbursement generally covers basic medical services and medicines for female employees during the childbirth period. Basic medical services include hospitalization fees, delivery fees, surgery fees and examination fees.
After childbirth is discharged from hospital, female employees with certain diseases caused by childbirth can also apply for maternity insurance reimbursement.
In addition, my country's maternity insurance also includes maternity benefits. The maternity benefits are generally paid based on the local maternity allowance standards. If the maternity benefits are higher than the employee's salary, the employer is not allowed to withhold the excess.
Should the maternity subsidy be lower than the employee's salary, the employer shall make up the difference.
Maternity insurance reimbursement conditions, the conditions for maternity insurance reimbursement are also limited to two conditions: 1. Employers must purchase maternity insurance for female employees and pay for it continuously for more than 12 months before their childbirth.
2. Female employees must comply with China's basic national policy of family planning.
Maternity insurance claims are subject to a specific period of time, and once this period has passed, it is not possible to apply for reimbursement. Therefore, it is important to clearly understand the specific period for maternity insurance claims.
In our country, the time for maternity insurance reimbursement should be within 18 months after the baby is born. However, due to the local government's specific policies regarding maternity insurance reimbursement, the duration of maternity insurance reimbursement should be determined by the local social security center.
The maternity insurance reimbursement process is a specific set of procedures that require us to prepare certain materials before applying for reimbursement.
Let's take a look at the maternity insurance reimbursement process: 1. After pregnancy, female employees need to go to the insurance window of the district social labor insurance office by employing units or street or town labor security service stations to hand over the prepared information to the staff for review and verification. After issuing a medical certificate.
2. Within 30 days of female employees taking maternity leave, the employer or the staff of the street or town labor security service station may also submit the application materials submitted by the child to the insurance window of the Social Labor Insurance Department for verification and processing.
The medical part covered in this article is for reading and reference only.
If you feel unwell, it is recommended to seek medical treatment immediately, based on offline face-to-face diagnosis, medical diagnosis and treatment.